APESTAR advance payment plans
Last updated: 26 August 2026
Selected complete-system packages may be paid for over as long as six months. You make a refundable initial deposit equal to 50% of the advertised plan price, complete the remaining scheduled payments, and APESTAR installs the system only after full cleared payment.
50% initial deposit
The deposit is refundable, less the applicable 4% cancellation cost.
Six-month price lock
The accepted plan price is protected for the stated six-month plan period.
14-business-day refund
Eligible cancellation refunds are processed within 14 business days.
How the pricing works
There is one plan price, not a choice between a three-month and a six-month plan. You have up to six months to complete it, and you may pay faster whenever you like. Your quotation displays the cash price, the plan price, the deposit, the payment dates and the Fast-Payment Bonus as specific Naira amounts. The example below shows a package with a cash price of ₦2,000,000.00.
Three-month example
- Plan price: ₦2,100,000.00
- Refundable initial deposit: ₦1,050,000.00
- Three remaining monthly payments of ₦350,000.00
- Fast-Payment Bonus: ₦50,000.00 paid into your bank account after the plan completes, bringing your effective cost to ₦2,050,000.00
Taking the full six months settles the same ₦2,100,000.00 in monthly payments of ₦175,000.00 after the deposit. The amount you are invoiced never changes, whichever pace you keep.
Fast-Payment Bonus
If cleared funds complete the plan on or before the three-month bonus deadline shown on your quotation, APESTAR pays the stated Fast-Payment Bonus into your bank account after the plan completes. You give us your account details at that point; the money is not held as store credit. The bonus deadline is not extended by the general payment grace period unless APESTAR agrees otherwise in writing.
There is nothing to opt into and nothing to lose. Because the plan price never changes, finishing after the bonus deadline simply means no bonus is paid — you are not repriced or penalised for taking longer. Finish in four or five months and you have still cleared your plan early; the bonus is the one thing you miss.
This is an advance purchase of equipment, not a savings account, investment product or interest-bearing deposit. The bonus is a promotional reward for completing quickly, not a return on money held.
Payment dates and grace period
The quotation states every due date and amount. A scheduled monthly payment has a seven-calendar-day grace period. APESTAR may send payment reminders during that period. The grace period does not create an additional Fast-Payment Bonus entitlement.
Installation and ownership
No system will be delivered or installed under the plan until the full applicable price has cleared. Full payment does not remove the need for a suitable site assessment. The quotation identifies the included equipment, workmanship and any exclusions. Equipment ownership passes under the final sale documents after full payment and supply.
Six-month price lock
The accepted quotation price is locked for six calendar months from the date the initial deposit clears, provided the customer follows the agreed schedule. If the balance remains unpaid when the plan and any applicable final grace period expire, the price lock ends.
APESTAR will then issue a current quotation. Every amount already paid remains credited to the customer, who may pay any required difference, choose an available lower-priced package, or cancel and request a refund under the cancellation terms below. A price change is never applied without presenting the updated quotation first.
Cancellation and refund terms
- The initial deposit and later instalments are refundable if the customer cancels before delivery or installation, subject to a cancellation cost equal to 4% of the total amount paid at the time of cancellation.
- No additional cancellation penalty is added to that 4% cost.
- APESTAR will process the balance within 14 business days after receiving the customer’s complete written cancellation request and the information reasonably needed to return the funds.
- Refunds are returned through the original payment method where reasonably possible. Bank or payment-provider settlement time after APESTAR initiates the refund is outside APESTAR’s direct control.
- If APESTAR cancels the plan or cannot supply the agreed package, the customer receives a full refund without the 4% cancellation cost. The cost is also not charged where applicable law prohibits it.
In this example, cancelling immediately after the ₦1,050,000.00 deposit produces a cancellation cost of ₦42,000.00 and a refund of ₦1,008,000.00.
Changes to these terms
APESTAR reserves the right to update, replace or withdraw these Advance Payment Plan Terms at any time. Updated terms take effect when published on this page and apply to plans accepted from their stated effective date.
A plan already accepted by a customer remains governed by the terms version incorporated into that customer’s accepted quotation, unless a change is required by applicable law or regulation, or the customer and APESTAR agree to the change in writing. APESTAR will give reasonable notice of a material change affecting an active plan.
Request a plan or cancellation
Email support@apestar.xyz with the package or quotation reference. The signed quotation and payment schedule govern the exact Naira amounts for your package.